Budget tracker,
simplified.
Know exactly where your money goes. Track income, expenses, and disposable income — all in one beautifully simple app.
Free to download · iPhone · iOS 17.6 or later
As seen in
What is Budgitrack?
Budgitrack is an iOS budget tracker that shows your disposable income at a glance. Enter your income and recurring expenses, and the dashboard updates instantly with category breakdowns. Use Plan to try changes, compare forecasts, and save your ideas.
No bank linking
Manual entry only. Unlike Emma or Plum, your banking credentials are never shared with anyone.
Local on-device
All data stays on your iPhone. Nothing uploaded to the cloud. Our servers never see your numbers.
Built in the UK
Made by Recurse Ltd. for people who want financial clarity with complete privacy.
Free includes Plan comparisons and one saved scenario. Premium unlocks unlimited budgets and saved scenarios, CSV export, widgets, and smart alerts from £1.99 / month, £19.99 / year, or £29.99 lifetime.
Free & Premium
Now on the App Store
Get the clarity of disposable income, category breakdowns, and Plan comparisons and saved scenarios in one beautifully simple iOS app.
Budget tracker features
Disposable income at a glance
Budgitrack calculates your disposable income by subtracting all recurring expenses from your total income. You see one clear number that updates instantly whenever you add or change an item — no manual maths, no spreadsheet formulas, no waiting for bank transactions to sync.
Category breakdown
Visual charts show exactly where every pound goes. Assign each expense to a category — housing, transport, subscriptions, groceries, entertainment — and see percentage breakdowns that reveal your largest commitments at a glance.
Plan & saved scenarios
Try a pay change, a higher bill, or a new monthly cost without changing your saved budget. Compare planned money left over across 3, 6, and 12 full months. Save one named scenario for free, or keep unlimited scenarios with Premium.
Multiple budgets
Keep personal and business finances completely separate with multiple budgets. Each budget has its own income sources, expenses, categories, and projections. Switch between them instantly without any data overlap.
How Budgitrack works
Designed to feel like a native part of iOS. Every screen serves a purpose, every detail is considered.
All your income, one place
Salary, freelance, side hustles, rental income. Add them all with their frequency and currency, and watch your total update instantly.
Every outgoing, categorised
Rent, utilities, subscriptions, groceries. Group your recurring expenses by category and see exactly where your money is committed.
Forward-looking
Try a change. See what happens.
Explore a pay rise, a higher bill, or an extra monthly cost in Plan. Compare your current budget with a trial over 3, 6, or 12 full months. Your saved income and expenses stay unchanged.
Try
Change an amount
Compare
See the difference
Save
Revisit your ideas
Keep your ideas
A plan you can come back to
Name a scenario and reopen it when you need it. Save one scenario across all budgets for free, or keep unlimited scenarios with Premium. Your scenarios stay on your device, separate from your saved budget amounts.
Ready to know where your money goes?
Download Budgitrack and set up your first budget in under two minutes.
Frequently asked questions
Yes. Plan lets you change income, adjust or exclude expenses, and add a trial monthly cost. Compare the result across 3, 6, or 12 full months. Your saved budget amounts stay unchanged. Name and save one scenario for free, or keep unlimited scenarios with Premium.
Yes! The free tier includes a full budget with 1 income source, up to 10 expenses, Plan comparisons, and one saved scenario across all budgets. No credit card required, no time limit.
Multiple budgets, unlimited items and saved scenarios, CSV export, home screen widgets, and smart alerts for budget thresholds.
No. Budgitrack is intentionally simple — you enter your own figures so you stay in control and your banking credentials are never shared.
Absolutely. All budget data is stored locally on your device. We don’t have servers that store your financial information.
Budgitrack is an iOS app for iPhone. It requires iOS 17.6 or later. Android and iPad are not currently supported.
Yes, anytime through your Apple ID settings. You’ll keep Premium access until the end of your current billing period.